WHAT CLIENTS ASK THE MOST
SHOULD I GET A FIXED RATE OR ADJUSTABLE RATE MORTGAGE?
If you plan on selling or moving in the next 5 to 7 years then an ARM might be a viable solution for you. If you plan on staying in your new home for 10 or more years without refinancing, a fixed rate option might be best.
WHEN SHOULD I REFINANCE?
If you are looking to reduce your monthly payment or reduce the amount of years left on your loan, it could be time to consider refinancing.
IF I WORK FULL TIME, WILL I STILL QUALIFY FOR DOWN PAYMENT ASSISTANCE?
Down payment assistance programs are available to part-time and full time employees.
WILL INTEREST RATES GO DOWN?
There's no guarantee that interest rates will go up or down, what we do know is that they are still at historical lows right now and now is a great time to take advantage of that.
IF I GRADUATED FROM COLLEGE AND JUST STARTED WORKING, COULD I STILL BUY A HOME?
The short answer is YES! But not all scenarios are the same, talking to a mortgage professional can help clarify if your specific situation will qualify you for a home loan.
I’m here to answer any questions you may still have.